Insurance Corporate & Regulatory

Recent News:

Eighty-eight Cozen O’Connor Lawyers, 23 Practices Earn Top Recognition in Chambers USA 2023 Guide

Of the 88 lawyers ranked, 17 lawyers have been recognized nationally, and eighteen were recognized in Band 1. Eight of the firm's practice areas have been recognized nationally, and nine were ranked Band 1.

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Cozen O’Connor has been a powerful advocate on behalf of the industry for more than 40 years. Our attorneys represent all segments of the industry, including property and casualty, life, health, surety, title, and financial guaranty companies, HMOs and health plan corporations, excess and surplus lines insurers, reinsurers, life settlement companies, agents and brokers, adjusters, and various regulatory agencies.

We provide practical strategic advice concerning regulatory compliance, corporate governance, major corporate transactions and the launch of new business organizations. We do not simply provide a technical review of initiatives and transactions. We act as trusted partners to our insurance industry clients, helping them implement efficient compliance solutions, create new products and programs, grow their businesses, complete major financings and acquisitions, and provide faster and more streamlined service to policyholders.

Cozen O’Connor’s Corporate & Regulatory Practice consists of attorneys who have been advising the insurance industry for decades. It includes a former senior insurance department official and attorneys who have worked in-house for insurance companies. Our attorneys currently serve, or have previously served, on the boards of insurance companies and insurance industry organizations, and regularly present and publish articles on emerging issues in order to keep clients abreast of new developments.

One of the benefits of having such veteran insurance corporate and regulatory practitioners is that Cozen O’Connor is able to represent insurance organizations at every stage in the business life cycle. We have extensive experience guiding insurers through formation, corporate organization, capital raising, reinsurance, product development and the creation of distribution strategies. For established businesses, we provide counsel on mergers and acquisitions, broker and agent relations, compliance, and product and service innovation. We also offer a steady hand when insurers face potentially destabilizing challenges in the form of government investigations or insolvency. From start to finish, our team finds innovative business solutions for the insurance industry.

SERVICES

  • Advise on corporate reorganization, including acquisitions, divestitures and mergers, domestications and redomestications, demutualizations, purchases/sales of assets and books of business, restructurings and withdrawals from lines of business, and creation of new entities, including holding company structures
  • Counsel clients about regulatory compliance, market surveillance, advertising, statutory reporting, investment restrictions, holding company requirements, premium tax, surplus notes, premium financing, statutory deposits, and antitrust/McCarran-Ferguson matters
  • Handle corporate financial transactions, including initial and subsequent public offerings, private placements, credit facilities and conversions
  • Assist financially distressed insurers in matters involving releases of collateral, cut-through and set-off provisions, and acquisitions/divestitures
  • Represent clients before insurance regulators in examinations, licensing inquiries, investigations, and administrative hearings, including with respect to product or rate disapprovals
  • Advise clients on alternative risk mechanisms, including offshore and domestic captives, risk retention groups and self-insurance plans
  • Draft corporate governance policies, registrations, insurance contracts, collateral agreements, reinsurance agreements, and assumption agreements
  • Assist clients in responding to data calls and regulatory inquiries and filings under the Insurance Holding Company Act
  • Conduct internal investigations and due diligence
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Experience

Publications

The Contractual Obligation to Perform During a Global Pandemic

August 18, 2020

Kenneth Levine, co-chair of Cozen O’Connor’s Insurance Corporate & Regulatory Practice, authored an article on the contractual obligation to perform during a global pandemic.

In the Public's Interest [Best's Review]

December 20, 2016

Kenneth Levine, co-chair of the Insurance Corporate & Regulatory Group, discusses the misuse of assignment of benefit provisions in connection with homeowners policies and its potential to create a rise in fraudulent claims and rate increases.

Assignment of Homeowners Policy Benefits In Florida [FORC Quarterly Journal of Insurance Law and Regulation]

May 12, 2016

Ken Levine authored the lead article in the Federation of Regulatory Counsel’s FORC Quarterly Journal of Insurance Law and Regulation

Recent Amendments to the Pennsylvania Insurance Holding Company Act: New Enterprise Risk Report [Insurance Corporate and Regulatory Alert]

August 29, 2012

Recent Amendments to the Pennsylvania Insurance Holding Company Act: New Enterprise Risk Report - Insurance Corporate and Regulatory Alert - Pennsylvania’s Insurance Holding Company Act (IHCA) was recently amended by Act 136, signed into law on July 5, 2012. Act 136 made a number of changes to the IHCA.

Recent Amendments to the Pennsylvania Insurance Holding Company Act: Changes Affecting Corporate Governance and Intercompany Transactions and Agreements [Insurance Corporate and Regulatory Alert]

August 27, 2012

Recent Amendments to the Pennsylvania Insurance Holding Company Act: Changes Affecting Corporate Governance and Intercompany Transactions and Agreements - Insurance Corporate and Regulatory Alert - Pennsylvania’s Insurance Holding Company Act (IHCA) was recently amended by Act 136, which was signed into law on July 5, 2012. Act 136 makes a number of changes to the IHCA, including imposing new corporate governance requirements and processes and expanding the Pennsylvania Insurance Department’s authority to examine affiliates of an insurer.

In The News

Nearly 100 Cozen O’Connor Lawyers, 27 Practices Earn Top Recognition in Chambers USA 2024 Guide

June 10, 2024

Chambers USA rankings are based on an “assessment of a firm’s work and opinions from external market sources, with an emphasis on client feedback.” In order to be ranked in the guide, lawyers and firms must demonstrate “sustained excellence.”

Eighty-eight Cozen O’Connor Lawyers, 23 Practices Earn Top Recognition in Chambers USA 2023 Guide

June 05, 2023

Of the 88 lawyers ranked, 17 lawyers have been recognized nationally, and eighteen were recognized in Band 1. Eight of the firm's practice areas have been recognized nationally, and nine were ranked Band 1.

Ken Levine Named to the Federation of Regulatory Counsel Board of Directors

January 02, 2020

Ken Levine, co-chair of Cozen O’Connor’s Insurance Corporate & Regulatory Practice, has been elected to the Federation of Regulatory Counsel (FORC) board of directors, representing the southeast region of the U.S.

Hurricane Michael Damage Dominates Insurance Concerns

December 19, 2019

Ken Levine commented on the impact of Hurricane Michael on the insurance industry in Miami Today.

Contacts

A. Kenneth Levine

Chair, Insurance Corporate & Regulatory

klevine@cozen.com

(561) 515-5256

People

Awards

Nearly 100 Cozen O’Connor Lawyers, 27 Practices Earn Top Recognition in Chambers USA 2024 Guide

June 10, 2024

Chambers USA rankings are based on an “assessment of a firm’s work and opinions from external market sources, with an emphasis on client feedback.” In order to be ranked in the guide, lawyers and firms must demonstrate “sustained excellence.”

Eighty-eight Cozen O’Connor Lawyers, 23 Practices Earn Top Recognition in Chambers USA 2023 Guide

June 05, 2023

Of the 88 lawyers ranked, 17 lawyers have been recognized nationally, and eighteen were recognized in Band 1. Eight of the firm's practice areas have been recognized nationally, and nine were ranked Band 1.

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