Insurance

Recent News:

Tiffany Bustamante Selected to The Florida Bar’s Leadership Academy

Tiffany Bustamante, a member of the Global Insurance Department and co-chair of the Bad Faith group, has been accepted as a Fellow of The Florida Bar’s Wm. Reece Smith, Jr. Leadership Academy.

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Cozen O’Connor represents major domestic and foreign insurers on a worldwide basis and is a recognized leader in insurance law. With nearly 200 top insurance attorneys, Cozen O’Connor fields arguably the most sophisticated insurance law department of any firm in the United States.

Underwriters and claims handlers need counsel with deep industry knowledge and allegiance. Complex regulations, consolidation, and increasing litigation are just a few of the challenges insurers face. Cozen O’Connor is prepared to help insurance clients meet the demands of this fast-paced, high-stakes marketplace.

Underlying Cozen O’Connor’s special relationship with the insurance industry is our dedication to providing a truly full-service practice. Our attorneys operate in a vast range of critical specialties in hundreds of jurisdictions. With offices in 32 cities across the U.S., as well as in London and Toronto, Cozen O’Connor is able to provide counsel on a state-by-state, national and international basis.

Litigation. Cozen O’Connor represents insurers in complex coverage and bad faith disputes regarding virtually all lines of personal and commercial insurance. Our attorneys have served as lead trial counsel or national coordinating counsel in some of the largest coverage cases in recent memory, including Superstorm Sandy, the  9/11 attacks and the Deepwater Horizon oil spill. The firm is also a world leader in the area of subrogation, successfully recovering in excess of $200 million on behalf of our clients on an annual basis.

Business Transactions. Cozen O’Connor provides practical strategic advice to underwriters on regulatory compliance, corporate governance, major transactions, and the launch of new business organizations. We lead mergers, acquisitions, and entity creation; license and register industry participants; handle regulatory filings and contract negotiations; and structure alternative risk mechanisms, including captives, risk retention groups, and self-insurance plans.

Regulatory. Few industries are as heavily regulated as insurance. We advise on compliance, advertising, statutory reporting, receiverships, director and officer fiduciary duties, and board operations. Our attorneys regularly design corporate policies for insurers on privacy, document retention, codes of ethics, conflicts of interest, anti-fraud, subrogation policies, and claims handling. And we offer specific counsel on insurance topics, including investment restrictions, holding company matters, premium tax, surplus notes, premium financing, statutory deposits, and McCarran-Ferguson antitrust rules.

The Cozen O’Connor Insurance Industry Team includes fellows in the American College of Trial Lawyers, International Academy of Trial Lawyers and American College of Coverage and Extra-contractual Counsel. Numerous individual lawyers and insurance-related practice groups have received the highest rankings by Chambers & Partners and other independent legal publications. Our insurance attorneys publish and lecture widely, and several have authored frequently cited insurance law treatises.

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Experience

Publications

Navigating Florida's Bad Faith Reforms After Appellate Ruling

May 02, 2025

Tiffany Bustamante and Nicole Connors contributed the Expert Analysis “Navigating Florida's Bad Faith Reforms After Appellate Ruling'” for Law360.

Retroactivity, Appraisal, and Interpleader: Navigating Florida’s Bad Faith Reforms After Cindy Vo v. Scottsdale [Avoiding Insurance Bad Faith Blog]

April 18, 2025

Introduction The 2023 amendments to Florida Statute § 624.155, enacted through HB 837, significantly reshaped the landscape of bad faith litigation in Florida. Among the most consequential changes were the additions of two key provisions—§§ 624.1551 and 624.155(6)—both aimed at providing...

Claims Notes: April 2025

April 16, 2025

Cozen O'Connor’s Global Insurance Department's Claims Notes provides quick, to-the-point summaries of national insurance developments, including notable insurance decisions, legislation, trends, and regulatory guidance.

The Latest On Louisiana’s Bad Faith and Claims-Handling Statutes [Avoiding Insurance Bad Faith Blog]

March 20, 2025

On July 1, 2024, the widespread changes to Louisiana insurance law took effect after Governor Jeff Landry signed Senate Bill No. 323 into law as “Act No. 3” (hereafter, the “Act”). With the first anniversary of the Act rapidly approaching, this blog will summarize the old and the new with...

Claims Notes March 2025 [Alert]

March 04, 2025

Cozen O'Connor’s Global Insurance Department's Claims Notes provides quick, to-the-point summaries of national insurance developments, including notable insurance decisions, legislation, trends, and regulatory guidance.

Court Denies Developer Insurance Coverage to Repair Defective Construction [Alert]

February 04, 2025

Ferland and Tumen discuss the Tenth Circuit's decision in In Curtis Park Group, LLC v. Allied World Specialty Insurance Company.

Troung v. Sanders: Matter of First Impression by the Louisiana Circuit Court of Appeals on “Betterment Deductions” in Third-Party Property Damage Claims [Avoiding Insurance Bad Faith Blog]

January 16, 2025

In December 2024, the Louisiana Second Circuit Court of Appeals rendered a significant opinion in Troung v. Sanders, et al., addressing the contentious issue of “betterment deductions” in third- party property damage claims.[1] Louisiana law allows for a betterment deduction, or credit, to the...

First United Pentecostal Church: Taking Time to Resolve Doubts as to Liability is Not Bad Faith  [Avoiding Insurance Bad Faith Blog]

November 22, 2024

In a recent decision, First United Pentecostal Church v. Church Mutual Insurance Company, the United States Court of Appeals for the Fifth Circuit reaffirmed the principle that an insured must provide adequate evidence that the insurer’s conduct was “arbitrary, capricious, and without probable...

Hurricane Coverage Ruling Clarifies Appraisal Scope In Fla.

November 20, 2024

Tiffany Bustamante, co-chair of the firm’s Bad Faith group, wrote the expert analysis column “Hurricane Coverage Ruling Clarifies Appraisal Scope In Fla.” for Law360.

[+] [View All Publications]

Events & Seminars

Upcoming Events

Homeowner’s Cause and Origin: Based on an Arson Case Study

June 24, 2025 - Glendale, AZ

Karl A. Schulz will present "Homeowner’s Cause and Origin: Based on an Arson Case Study" at the Property & Liability Resource Bureau's 2025 Western Regional Adjusters Conference in Glendale, Arizona.

The Art of Negotiation: Strategies, Leverage, and Tactics for Young Litigators

June 13, 2025 - New Orleans, LA

Brendan P. Hall will present "The Art of Negotiation: Strategies, Leverage, and Tactics for Young Litigators" at the DRI's 2025 Young Lawyers Seminar in New Orleans, Louisiana.

Rigger and Trucker Liability

June 11, 2025 - Webinar

Stephanie Chesney and Valerie Sworn will present a Cozen O'Connor webinar titled "Rigger and Trucker Liability."

The Viability and Liability of Real-Time Event Projections

June 05, 2025 - Newport, RI

Alycen A. Moss will speak on the panel "The Viability and Liability of Real-Time Event Projections" at the Loss Executives Association's 2025 Spring Meeting & Educational Conference in Newport, Rhode Island.

Past Events

[+] [View All Events]

In The News

Tiffany Bustamante Selected to The Florida Bar’s Leadership Academy

May 15, 2025

Tiffany Bustamante, a member of the Global Insurance Department and co-chair of the Bad Faith group, has been accepted as a Fellow of The Florida Bar’s Wm. Reece Smith, Jr. Leadership Academy.

Stephen Pate Elected President of the American College of Coverage Counsel

May 13, 2025

CHICAGO, May 13, 2025 — Stephen P. Pate has been named President of the American College of Coverage Counsel (ACCC) at the 2025 Annual Meeting in Chicago, Illinois.

Ga. Tort Reform Promises Relief From Insurance Industry Ills

April 15, 2025

Alycen A. Moss, co-vice chair of the Global Insurance Department, was quoted in the recent article "Ga. Tort Reform Promises Relief From Insurance Industry Ills" by Law360.

Ex-Texas State Judge Joins Cozen O'Connor Insurance Team

April 09, 2025

Jeff Work, a new member in the Global Insurance Department, was quoted in the recent article “Ex-Texas State Judge Joins Cozen O'Connor Insurance Team” by Law360.

Cozen O’Connor Adds Veteran Litigator and Former Judge Jeff K. Work to its Global Insurance Department

April 07, 2025

Work comes to the firm from Germer P.L.L.C. and has spent nearly four decades defending major enterprises throughout Texas, Oklahoma, and Arkansas. A long-time Houston resident, he represents clients in state and federal courtrooms throughout Texas, and surrounding states.

Alycen Moss Named to Law360’s Insurance Authority Property Editorial Advisory Board

March 21, 2025

ATLANTA – March 21, 2025 – Alycen Moss, co-vice chair of Cozen O'Connor's Global Insurance Department, has been named one of Law360's 2025 Insurance Authority Property Editorial Advisory Board members for the fourth year in a row.

Elliot Kerzner Appointed to Director of Education of the CLM Greater Atlanta Chapter

March 10, 2025

Elliot Kerzner, a member in the firm’s Global Insurance Department, has been appointed Director of Education of the Greater Atlanta Chapter of the Claims and Litigation Management Alliance (CLM).

GaBiz Magazine Named Alycen Moss and Kenan Loomis “Top Lawyers” of 2024

January 28, 2025

Alycen A. Moss and Kenan G. Loomis were recognized by GaBiz Magazine as "Top Lawyers" of 2024 in the Winter 2024 Issue.

Insurers for Executives Brace for Steep Claims Under Trump's SEC [Bloomberg Law]

December 30, 2024

Angelo G. Savino was quoted in the article “Insurers for Executives Brace for Steep Claims Under Trump's SEC” by Bloomberg Law.

[+] [View All News]

Contacts

Elliott R. Feldman

Co-Chair, Subrogation & Recovery Department

efeldman@cozen.com

(215) 665-2071

Kevin J. Hughes

Co-Chair, Subrogation & Recovery Department

khughes@cozen.com

(215) 665-2739

Melissa Brill

Co-Chair, Global Insurance Department

mbrill@cozen.com

(212) 908-1257

Joseph A. Ziemianski

Co-Chair, Global Insurance Department

jziemianski@cozen.com

(832) 214-3920

People

Awards

Two Cozen O’Connor Attorneys Named 2023 Texas Super Lawyers

September 19, 2023

HOUSTON, September 18, 2023 – Two Cozen O’Connor attorneys were named 2023 Texas Super Lawyers. Joseph A. Ziemianski and Stephen P. Pate were recognized for Insurance Coverage.

Alycen Moss Appointed to the Federation of Defense & Corporate Counsel’s Board of Directors

August 10, 2023

ATLANTA, August 10, 2023 – Alycen A. Moss, co-vice chair of Cozen O'Connor’s Global Insurance Department, has been appointed to the Federation of Defense & Corporate Counsel's Board of Directors for 2023-2024.

Alycen Moss Named a 2023 Recipient of the FDCC’s Joseph R. Olshan Award

July 28, 2023

Alycen A. Moss, co-vice chair of the Global Insurance Department and co-chair of the firm’s Property Insurance Group, has been named a 2023 recipient of the Federation of Defense & Corporate Counsel’s Joseph R. Olshan Award.

Business Today Names 32 Cozen O'Connor Attorneys to Its Top 10 Lists

July 28, 2023

These lists recognize lawyers “mastering,” “leading,” “revolutionizing,” and “dominating” their fields in their respective states and nationwide.

Alycen Moss Selected to Law360’s 2023 Insurance Authority Property Editorial Advisory Board

July 12, 2023

ATLANTA – Wednesday, July 12, 2023 - Alycen Moss, a member of Cozen O'Connor's Global Insurance Department, has been named one of Law 360's 2023 Insurance Authority Property Editorial Advisory Board members.

Chambers Ranks 86 Cozen O’Connor Lawyers, 22 Practice Areas in Chambers USA 2022 Guide

June 02, 2022

Chambers USA, the leading annual guide to the top lawyers and law firms in the United States, has ranked 86 Cozen O’Connor lawyers as leaders in their respective fields in the guide’s 2022 edition.

49 Cozen O'Connor Attorneys Named Pennsylvania Super Lawyers and Rising Stars

June 01, 2022

Super Lawyers has selected 49 Cozen O'Connor attorneys to the 2022 Pennsylvania Super Lawyers and Rising Stars lists.

Alycen Moss Named the CLM’s Claim’s Management Professional of the Year

March 29, 2022

Cozen O’Connor is pleased to announce that Alycen Moss, co-chair of the firm’s Property Insurance Group and co-vice chair of the firm’s Global Insurance Department, has been named the Claims and Litigation Management Alliance’s Litigation Management Professional of the Year.

Eleven Cozen O’Connor Attorneys Named 2021 Illinois Super Lawyers

January 29, 2021

Super Lawyers has named eleven attorneys at Cozen O’Connor to its 2021 lists of top practitioners in Illinois.

Nine Cozen O’Connor Lawyers Named 2021 “Lawyers of the Year” by Best Lawyers in America

August 20, 2020

Cozen O’Connor is proud to announce that nine of the firm’s lawyers have been recognized as “Lawyers of the Year” in their respective practices by Best Lawyers in America.

Cozen O’Connor Recognized As a Best Law Firm in 24 Practice Areas Nationwide, 106 Practice Areas Regionally

November 05, 2019

The U.S. News – Best Lawyers “Best Law Firms” rankings are based on a rigorous evaluation process that includes the collection of client and lawyer evaluations and peer review from leading attorneys in their field.

138 Cozen O’Connor Attorneys Named to the Best Lawyers in America

August 28, 2019

Best Lawyers selected 138 Cozen O’Connor lawyers from 21 of the firm’s national offices for inclusion in the 2020 edition of The Best Lawyers in America.

57 Cozen O’Connor Lawyers, 16 Practices Earn Top Recognition in Chambers USA 2019 Guide

April 25, 2019

Chambers USA, the leading annual guide to the top lawyers and law firms in the USA, has ranked 57 Cozen O’Connor lawyers as leaders in their respective fields in the Guide’s 2019 edition.

Related Practice Areas

Upcoming Event:

The Viability and Liability of Real-Time Event Projections

Newport, RI 06/05/2025

Alycen A. Moss will speak on the panel "The Viability and Liability of Real-Time Event Projections" at the Loss Executives Association's 2025 Spring Meeting & Educational Conference in Newport, Rhode Island.

Event Details

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